Repair Bad Credit
Ways to Repair Bad Credit
Contact the Consumer Credit Counseling Service to see if they can obtain better terms with your creditors. Give up all credit card use; put yourself on a budget, no matter how strict it seems. If you don't have the cash to pay for it, you can't afford it, at this point.
You Can Deal with Bad Credit
These cards have inherent credit limits and will restrict your charges to a specified amount. They maintain the convenience of having a credit card for emergencies, however. Pay off the balance every month to repair bad credit. Get a friend or family member to co-sign for a loan, if you need one. Their good credit enables you to get a loan more easily.