Personal Information Goes in Your Credit History
Next would come historical information. All known previous addresses are listed. Your current and previous employers are identified. In other words, a credit history includes as much information about your current and past life as possible.
Pay Your Bills on Time
Any item in public records is also contained in your credit history. Bankruptcies and liens or judgments will not only be listed, but remain on your record for years. One of the best habits to form is paying bills on time. It may just prevent serious financial problems from developing that are then reported to credit bureaus.