Fix Bad Credit
Ways to Fix Bad Credit
It can be all too easy to use credit instead of cash. Credit lulls us into thinking we have more available money than we do. Credit is actually borrowed money, but how many people stop to consider that when it's so easy to whip out the credit card and just sign your name?
One Step at a Time
The single most important factor in your credit report is your payment history for child support, for your mortgage, for utilities. Begin to fix bad credit by obtaining a secured, pre-paid, or stored value credit card. These automatically limit your charges, but they represent a new start. Make small charges and pay off the balance every month. This is one significant way to start to fix bad credit.